It is unlikely that anyone will plus their credit rating has now been damaged for at least the next 6 years.
IVA started March 2011, Completed March 2016 and certificate issued 11 days after final payment. It was not always easy but then some of the best decisions aren't.
Agree and when the time comes she could look to speak to either Ryan or Shaun who are the mortgage experts on the forum.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk