Can I cancel direct debit?

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garymitch0410

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Post by garymitch0410 » Sat Apr 23, 2016 4:36 pm
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As the title suggests can I cancel my direct debit after paying the money for an accepted full and final?
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kallis3

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Post by kallis3 » Sat Apr 23, 2016 4:38 pm
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Hi,

You should be able to - just double check with the IP company.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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Foggy

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Post by Foggy » Sat Apr 23, 2016 4:49 pm
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I would say so. Personally I would cancel then confirm with your IP on the grounds that you can pay over anything they might still want, but it takes forever ( if at all) to get back an overpayment.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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garymitch0410

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Post by garymitch0410 » Sat Apr 23, 2016 4:52 pm
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Thanks for the replies. The fella in the variation team said they won't be doing any further reviews and should all be tied up within 4 to 6 weeks
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garymitch0410

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Post by garymitch0410 » Sat Apr 23, 2016 4:55 pm
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I'm assuming that'll mean there should be no more money owed as an i&e was done as part of f&f
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kallis3

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Post by kallis3 » Sat Apr 23, 2016 4:56 pm
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Definitely nothing else owed!!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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garymitch0410

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Post by garymitch0410 » Sat Apr 23, 2016 5:03 pm
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Thanks guys. It still hasn't sunk in tbh :)
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kallis3

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Post by kallis3 » Sat Apr 23, 2016 5:10 pm
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It will do and it's a great feeling!!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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Shining

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Post by Shining » Sat Apr 23, 2016 5:53 pm
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What a great feeling - enjoy.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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