Hi, received our CC today from NTF, to say we are over the moon is an understatement and would just like to say the help and advice we have received from this forum has been invaluable and we would go as far as to say I don't think we could have made it through without this excellent site. I just have a few questions:
Am I correct in thinking the first thing to do is to get our credit reports from the 3 main CRA's to ensure the dates of defaults etc aren't showing after the start of our IVA?
Does the RX1 restriction on our house get removed automatically or do we need to take action ourselves to get it removed?
Thanks in advance guys....
IVA started January 2011
Final Payment Feb 2016
DOA signed April 2016
CC received May 2016.
Brilliant news ... well done. The RX1 should be lifted automatically by your IP but I would follow this up and ensure it is.
Re credit files ... I would register with all and check the default dates etc then watch everything clean up ...it may take a few months to do it as sone creditors are not as quick as others
Sharing from experiences of dealing with debt
There is a solution for everyone .... Just need to stay positive !
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk