Just put down what you spend - don't forget things like prescriptions, haircuts, newspapers. You can have a basic Sky subscription as well.
If you have had no problems before then just carry on.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
At year three you will find it difficult to introduce a new classification of expenditure, not previously included. As Kallis says, simply list what you actually spend.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Hi Frank - there is no list because every person is different needs and expenses. It's based on what is considered 'reasonable for your day to day basic needs' and what creditors will accept. For instance they might reject payments for gym membership because walking is free etc.
