Potentially there would be a claim against any estate.
IVA started March 2011, Completed March 2016 and certificate issued 11 days after final payment. It was not always easy but then some of the best decisions aren't.
Not necessarily. I think it would depend on the circumstances and the terms of the IVA. The Supervisor might be able to get creditors to accept a variation bringing the IVA to an end in the circumstances.
However if it is failed, the debtors estate could be put into an Administration Order (a bit like Bankruptcy).
Depending on the circumstances the affairs are probably best settled by varying the IVA.
If this applies to someone you know then I am sorry for your loss - speak to their Supervisor about the way forward if you are in control of their affairs.
If there is enough money in the estate to pay it off then it won't be failed.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk