Well today we paid our final payment to freeman Jones.
The feeling as the lady said "well done on reaching the end" was fantastic.
We started the journey on July 9th 2010 and finished it on October 4th 2016,75 long months but worth it.
We had our ups and downs but all in all it went pretty quickly.
We had some skint months in our journey and some tears and feelings of is it all worth it.But with the iva teaching us to budget to the last pound,then as the months (years) went by we seemed to have a few extra quid left at the end of the month.
Been in an iva has taught us how to budget,how to save money,but most importantly not to rely on credit.
Freeman Jones have been fair to good looking at the posts about other companies on this forum.All we need now is our cc and then it IS all over.
I wish I found this forum at the beginning of our iva instead of last November as it has been a godsend and a feeling of not been the only one in an iva.
So from my wife and I we thank you from the bottom of our hearts.
Good luck to everyone starting out,stick with it,it IS worth it
Today 1st of December 2016 the vultures finally flew away
Great post Watzki ... well done on getting to the end of your payments -- hopefully that CC should follow shortly. I have been out around three years now and the lessons haven't worn off !!
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
This is fantastic! Well done, please let us know when your CC arrives. 2 more payments for us then we are also done. Well done for getting to the end and good luck for the future. I can't wait!
IVA STARTED OCT 2010,LAST PAYMENT 18TH NOVEMBER 2016. COMPLETION CERTIFICATE ARRIVED 17TH DECEMBER 2016.
WE ARE DONE
Brilliant news watzki- well done on reaching the end,
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk