How do I stop creditor, who was included in my IVA, sending debt collection letters ?

Get expert opinion. This is the place for new questions to be posted.
4 posts Page 1 of 1
Post Reply
 
 

Michael.cs

User avatar
Posts: 5
Joined: Thu Jan 19, 2012 11:30 am
Post by Michael.cs » Fri Oct 07, 2016 4:37 pm
Quote
i have started getting debt collection letters from a company called westcot re a debt which was included in my iva which finished in 2014, What can i do to stop these letters.
Top
 
 

Foggy

User avatar
Posts: 33396
Joined: Fri Dec 17, 2010 11:14 am
Location: United Kingdom
Post by Foggy » Fri Oct 07, 2016 7:10 pm
Quote
Send them a copy of the Chairman's Report and the Final Report which will detail the inclusion of the debt in the IVA and the completion ( the certificate might also be required).
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Top
 
 

MerlinL14

User avatar
Posts: 1626
Joined: Sun Oct 30, 2011 2:44 pm
Location:
Post by MerlinL14 » Fri Oct 07, 2016 8:20 pm
Quote
font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by Foggy

Send them a copy of the Chairman's Report and the Final Report which will detail the inclusion of the debt in the IVA and the completion ( the certificate might also be required).
Also tell them that as the debt was included in the IVA which is now finalised and closed you will be adding 'administration charges' to each and every letter that you have to deal with regarding this matter, £15 per received letter or email and £15 for each reply to said letter or email; any reply to this demand from your company will constitute an agreement to the terms and fees outlined, which if necessary will be filed in the small claims court.[:D]
Last Payment made 04/12/14. Completion Certificate 25/7/15. IVA company GT. No Issues
Top
 
 

plasticdaft

User avatar
Forum Expert
Posts: 9562
Joined: Wed May 21, 2008 12:45 pm
Location: United Kingdom
Post by plasticdaft » Sun Oct 09, 2016 5:46 pm
Quote
Westcot have likely bought a batch of debts some of which are unenforceable. Threaten going to the ICO if they continue to harass you in this way.

Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
Top
Post Reply
4 posts Page 1 of 1
Return to “Ask IVA Forum and Industry experts”