What are the main creditors that are likely to reject or accept an IVA or is there no difference in them ?
Mind are
TSB
RBS
Capital one
MBNA
Nationwide
Barclays card
Much will depend on the direction of the wind on the day ! To be blunt, you cannot second guess the votes. There are a few that are notoriously difficult, but you have none of those.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
If you have substantial equity in your property you do have creditors there who usually reject. If there is little or no equity or you rent there should be little problem at all.