Can't believe I did this!

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stirling

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Post by stirling » Tue Apr 01, 2014 11:20 am
I stayed up last night refreshing my bank details to see my last payment leave at 00.07hrs. I then spent another half hour working out what I was going to spend my money on next month now that it's all mine.
Having done nothing to the house for the last five years I guess it will take priority but after that I would really love to have a break without the worry of how much money you have allocated for each day.
The five years has flown by in my opinion, my wife thinks differently, but I really do think it has been a fantastic learning curve. I will probably stay as a spendthrift grabbing bargains wherever possible but I guess that's not a bad thing. Bottle of fizz tonight then onwards and upwards.
To all those of you just starting .....persever.It is well worth it in the end.
Oh yes and thanks to everyone here on the forum I could never have got through it without all the help and advice given along the way. Many thanks and I promise to keep in touch.

Just the completion cert to wait for from Stepchange, so I'll keep you posted as to length of time it takes.

:-)
 
 

Foggy

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Post by Foggy » Tue Apr 01, 2014 12:53 pm
Congratulations Stirling :-)
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
 
 

welshwiz

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Post by welshwiz » Tue Apr 01, 2014 1:15 pm
Congratulations Stirling

Enjoy the Fizz
 
 

Struzzo39

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Post by Struzzo39 » Tue Apr 01, 2014 1:40 pm
Fantastic :)Enjoy being debt free. We've already talked about what the extra money will be spent on and our will be the house too whilst trying to save for a new car.
Steven & Debbie
 
 

Michael Peoples

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Post by Michael Peoples » Tue Apr 01, 2014 1:45 pm
Congartulations from me too and enjoy the fizz.
Michael Peoples | McCambridge Duffy Insolvency Practitioners
http://www.mccambridgeduffy.com
If you would like to talk to me about proposing an IVA or have any questions at all please visit www.mccambridgeduffy.com
 
 

mole

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Post by mole » Tue Apr 01, 2014 1:48 pm
Love seeing posts like this... great stuff stirling!
 
 

ivamess

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Post by ivamess » Tue Apr 01, 2014 2:19 pm
Congratulations, and thank you for being an inspiration to those of us who are just starting out.
 
 

baldy

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Post by baldy » Tue Apr 01, 2014 2:29 pm
Many congratulations Stirling.

We are with Stepchange and its going fairly quickly most of the time!!

Look foward to seeing how long your cert takes to come through.

Did you have to do anything about the PPi? We told them about a year ago we did not have any PPI and they said thats fine..end of.

Once again well done to you both and enjoy the future debt free.

Baldy
 
 

emptypockets

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Post by emptypockets » Tue Apr 01, 2014 2:55 pm
Sterling stuff Sterling!!!!
 
 

Pandy

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Post by Pandy » Tue Apr 01, 2014 4:10 pm
Great news, hopefully this will be us in 1 years time
If life is what you make it, I must have been in a strange mood when I made mine
 
 

Optimism

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Post by Optimism » Tue Apr 01, 2014 4:23 pm
Well done
 
 

kev59

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Post by kev59 » Tue Apr 01, 2014 5:00 pm
well done.
IVA now over with and it was worth it.
now starting my life again,
 
 

Adam Davies

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Post by Adam Davies » Tue Apr 01, 2014 5:35 pm
Hi

Congratulations Stirling

We are seeing more and more forum members concluding their IVAs, some have been using this forum when they first started their IVA

Regards
Andam Davies
 
 

footiemad

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Post by footiemad » Tue Apr 01, 2014 6:22 pm
Well done Stirling x
 
 

country girl

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Post by country girl » Tue Apr 01, 2014 8:17 pm
Congratulations Stirling, enjoy your future.
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