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Slowlygoingunder
Posts: 115 Joined: Wed Feb 18, 2015 10:54 am
Location: United Kingdom
Woo hoo ! IVA accepted
11.9p in the £ no increase in payment asked for !! Bsrclaycard asked for an extra 12 month but negotiated to 6 month
so relieved .... Off to buy vodka to celebrate
IVA accepted 15 April 2015
Foggy
Posts: 33396 Joined: Fri Dec 17, 2010 11:14 am
Location: United Kingdom
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Excellent
Have one for me
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Slowlygoingunder
Posts: 115 Joined: Wed Feb 18, 2015 10:54 am
Location: United Kingdom
Thanks Foggy
I certainly will !
IVA accepted 15 April 2015
Shining
Posts: 27019 Joined: Thu Sep 20, 2007 8:57 am
Location:
that is good news, enjoy your drink. Hope your journey to debt freedom is a very smooth one.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
harrysmummy78
Posts: 420 Joined: Fri Dec 07, 2012 11:11 pm
Location:
Great news [:D] I remember the massive feeling of relief very well.. good luck on your journey and enjoy your drink
Inter-locking IVA approved 25th Feb 2013 - F&F offer Accepted 06th July 2017 - Completion Certificate received 20th July 2017
Lisa Thomas
Industry Expert
Posts: 7759 Joined: Wed Dec 03, 2014 10:26 am
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Make sure the amount you spend on the vodka is covered within your disclosed expenditure!
Well done - good luck.
Slowlygoingunder
Posts: 115 Joined: Wed Feb 18, 2015 10:54 am
Location: United Kingdom
Thanks Harrysm and Lisa
yes the vodka is within my budget
IVA accepted 15 April 2015
Michael Peoples
Industry Expert
Posts: 15189 Joined: Mon Nov 03, 2008 12:36 pm
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Great news and good work by your IP. Enjoy that drink!
MerlinL14
Posts: 1626 Joined: Sun Oct 30, 2011 2:44 pm
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Great news, may need to change your user name to "SlowlyGettingOutOfDebt". Make the drink a long slow one [:D][:D]
Last Payment made 04/12/14. Completion Certificate 25/7/15. IVA company GT. No Issues
Michael Peoples
Industry Expert
Posts: 15189 Joined: Mon Nov 03, 2008 12:36 pm
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What about 'Slowlygoingunderthetable'.
MrsR
Posts: 1201 Joined: Mon Oct 31, 2011 9:30 pm
Location: United Kingdom
Fab news Slowlygoingunder!
I remember the realised of being accepted very well, and I had the best nights sleep Id had in a long time !
Enjoy your drink
Started IVA 27th Feb 2012 - Due to complete 27th Jan 2018 !!
Full & Final submitted and accepted 30th March 2015, paid 10th April 2015 - 3 yrs 1 month into IVA
Completion Certificate received- 30th April 2015!!
Slowlygoingunder
Posts: 115 Joined: Wed Feb 18, 2015 10:54 am
Location: United Kingdom
Thanks every body
love the suggestions for name changes ! Yea micheal that may well be true later or slidingofthesofa....
IVA accepted 15 April 2015
luluj
Forum Expert
Posts: 11333 Joined: Sun Dec 09, 2007 6:54 am
Location: United Kingdom
Brilliant news ...well done !
Sharing from experiences of dealing with debt
There is a solution for everyone .... Just need to stay positive !
Look at my blog "All I wanted was a baby"
Slowlygoingunder
Posts: 115 Joined: Wed Feb 18, 2015 10:54 am
Location: United Kingdom
Thank you luluj ... I got there in the end
learnt so much from the forum it's been invaluable , been a roller coaster of emotions the last 5 or 6 weeks so I'm buckling up for the ride ahead ! Hopefully not too scary !
IVA accepted 15 April 2015
Helen.k
Posts: 123 Joined: Tue Mar 31, 2015 3:45 am
Location:
congratulations! I remember the feeling well! It will be a long, hard slog with highs and lows, but looking back now the time has gone quite quickly for us - hope it does for you too!
getting there ....
Got there!!
IVA started 27/10/2010
final payment 27/10/2015
CC received 6/5/16
Off the register 5/8/16