Need Advice On Letter Recieved

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PeyWetWork

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Post by PeyWetWork » Fri Apr 08, 2016 1:42 pm
Hello All

I completed my IVA a good 18 months ago and this morning i received a letter from a company called Consumer Advisory Service.

The letter reads......

Completed IVA

We would be grateful if you would contact us concerning matters regarding your completed IVA.
We have information that you should be aware of concerning a recent high court decision that ruled in favour of completed IVA holders. Due to the ruling we have identified that it is likely that monies may now be owed to you in respect to the return of charges previously paid by you.

Due to the complexity of matters we would welcome the opportunity of explaining the issues, as they will be based on your specific circumstances.

please call the advice line on Freephone 08000987940

when calling please quote reference XXXXXX

we look forward to hearing further from you.

this is the website - http://consumeradvisoryservice.co.uk/index.html

ok now, what ruling is this? as i dont find one doing a google search

also the number doesn't come up on a google search either

thanks for any info on any of these matters :)
 
 

lifenoteasy

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Post by lifenoteasy » Fri Apr 08, 2016 2:02 pm
Just ignore.
IVA started March 2011, Completed March 2016 and certificate issued 11 days after final payment. It was not always easy but then some of the best decisions aren't.
 
 

lifenoteasy

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Post by lifenoteasy » Fri Apr 08, 2016 2:16 pm
I should add the web site is not legally compliant, any site that requires you to have a log in in this way is more interested in obtaining your personal details and it is also masquerading as a semi official consumer group.
IVA started March 2011, Completed March 2016 and certificate issued 11 days after final payment. It was not always easy but then some of the best decisions aren't.
 
 

FormerlyST1100

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Post by FormerlyST1100 » Fri Apr 08, 2016 2:19 pm
As others have said bin it, sounds like a scam, especially as the legitimate company with that name was dissolved quite a few years ago.

https://companycheck.co.uk/company/0365 ... ITED/about
 
 

PeyWetWork

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Post by PeyWetWork » Fri Apr 08, 2016 2:19 pm
thanks for that, it was my intention to do so but thought id just double check

i did find that dissolved company on google but the address for this one is

Horton House
Exchange Flags
Liverpool
Merseyside
L2 3PF
Last edited by PeyWetWork on Fri Apr 08, 2016 2:20 pm, edited 1 time in total.
 
 

Foggy

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Post by Foggy » Fri Apr 08, 2016 2:20 pm
The current court case, regarding PPI refunds, has not had a final ruling, so I doubt they are referring to that one.
Other than that I would hazard that these are a firm of the ambulance chasing variety and best given a wide berth.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
 
 

kallis3

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Post by kallis3 » Fri Apr 08, 2016 2:37 pm
Don't touch with a ten foot barge pole.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

MerlinL14

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Post by MerlinL14 » Fri Apr 08, 2016 3:33 pm
Just in case you are in any doubt to bin this letter:

http://www.companieshousedata.co.uk/a/119985
Last Payment made 04/12/14. Completion Certificate 25/7/15. IVA company GT. No Issues
 
 

kallis3

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Post by kallis3 » Fri Apr 08, 2016 3:41 pm
There are other companies at this address which may have nothing to do with this one - there is a website for the spurious company but unless you sign up and register you can't find anything out.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

PeyWetWork

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Post by PeyWetWork » Sat Apr 09, 2016 5:12 pm
Thanks all for the information.... Letter was shredded :)
 
 

smudger1882

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Post by smudger1882 » Sun Apr 10, 2016 7:07 pm
So is the going to be an high court ruling regarding money possibly owed to people that have completed IVA'S or not?
 
 

kallis3

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Post by kallis3 » Sun Apr 10, 2016 7:14 pm
Hi,

Nobody knows what is going to happen with the high court ruling - we just have to wait and see.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Foggy

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Post by Foggy » Sun Apr 10, 2016 7:31 pm
Apparently due to be heard in May.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
 
 

lifenoteasy

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Post by lifenoteasy » Sun Apr 10, 2016 8:00 pm
Ignore the ppi amount side - what you need to know is that there is no delay with completion certificates.
IVA started March 2011, Completed March 2016 and certificate issued 11 days after final payment. It was not always easy but then some of the best decisions aren't.
 
 

Lisa Thomas

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Post by Lisa Thomas » Mon Apr 11, 2016 3:19 pm
If this was a genuine letter I would expect it to come from your IP firm.
I'm a licensed IP with 16+ yrs at Neville & Co covering the South West area. I have a YouTube channel with advisory videos on here: https://www.youtube.com/channel/UCMPTTu ... Z5k9ZcC2MA http://www.nevilleco.co.uk 01752 786800 Lisa@nevilleco.co.uk
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