Well I am pleased to say that 6 weeks after my last payment, I have received my Completion Certificate. Yes to most people (that don't understand) it is just a piece of paper. To me it is a huge line signifying the end of one chapter and the start of a new.
I remember writing one of my first blogs saying I was scared as I was single and felt like I was going it alone. Well I'm still single and I am so happy that I can say I did this all on my own. I only had myself to think about, if I overspent it was only me that paid the price so to speak.
I have been relatively trouble free and although a struggle, one way or another I've managed.
Good luck to all those starting their journey, one day at a time and a few deep breaths and you can do it.
X
life never seems to be the way we want it to be, but we live it the best we can . there is no perfect life but we can fill it with perfects moments.....
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
I am off to Kos in October with my friend who I met 7 years ago on holiday! Over the last 7 years we have taken a lot of lemons and made fantastic lemonade and so grateful for the friendship we have.
Kallis - I was with Payplan (I think you were as well) and can honestly say that although I had a few different people looking after me, I never had any issues with them. I also somehow managed to maintain a bank account with HSBC and have just opened a savings with them.
I do feel like a cloud has been lifted. I have had a really difficult year (other than the debt) but this has made me see that one way or another you can come out the other side so I plan on trying to have a much more positive outlook on things going forward. Fingers crossed
