You may recall the ongoing saga of the Landlord from an old business that I had transferred but was still liable for the lease paymenets of Melanie and which put the death knell on what was otherwise a very successful IVA. We are right on the verge (likely the end of this week) of re-mortgaging to make a full and final settlement (which all my creditors in the IVA have already agreed to) and to pull in the landlord, when each will receive 36p in the £1 settlement, the alternative being bankruptcy. The Landlord has now registered this notice with the land Registry so I suspect it will sound the death knell on the re-mortgage
... thus he has kind of cut his nose off to spite his face as far as i can see.
I think it will be bankruptcy, indeed am almost hoping now ... fresh start and all that. Having got my head around the psychological and emotional aspects over the last few months even my accountant agrees that it might be the best option ... I shall lose my house but not my home as I am currently living in my daughters house and she in mine and she is very happy to rent for a few years.
Thanks for all your help once more.
Debbie
