upfront payment

[MAY2006]

Kezza I always met with my IP face to face it was much better. I also had his direct mobile as well as office no in case I needed to have a panic attack and wanted reassuring

[neverending]

Lessie1
Welcome.
The decisions you make regarding your IVA will be so important and are quite simply life changing.
You have found this forum and please use the advice and experience of otheres to get the best possible IVA for you.
DO NOT go with the first IP that you have come accross,it is well worth getting another two companies to look at your circumstances.
The key to a succesful IVA ,once approved ,is affordability.You must ensure that your disposible income that you pay does not leave you in a position that you simply cannot cope.5 years is a very long time on a budget that does not allow you to "live".
PLEASE take my advice and contact another company or two on this forum site.
regards

[OliverDowning]

NEVER PAY UPFRONT FEES. IP can start work before you make a first payment. As Matthew says, never make more than 1 payment before the meeting of creditors. If the IVA was to fail, the IP can turn around and keep the money paid in for their own fees. If you want to see an advisor and start the IVA process. Insolvency Network offers Free face-to-face visits to aid you in the set up of IVA or Debt Management Plans. Visit http://www.insolvencynetwork.co.uk

No Fee IVA and Debt Management Advice. Do NOT pay upfront fees. Free Face to Face appointments, Just the facts 0870 0948040, www.insolvencynetwork.co.uk