well done Dave for picking up that phone. try and rest up a bit now, you've chosen a good company and can let some of that weight fall off your shoulders. Don't be a stranger, let us know how you going
Hi
It was nice talking to you Dave, hopefully we can get you back on track and fingers crossed that your business picks up in the near future.
Just want to clarify that I am not an Insolvency Practitioner, we have Melanie Giles and Andy Bowers who are both fully qualified and fully regulated IPs posting on here at the moment.
Regards
You have chosen one of the best debt advisors to help you that I know, and if you do later fit into IVA criteria you can look to change over when it is appropriate.