very worried! creditors meet tomorrow

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luluj

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Post by luluj » Mon Nov 21, 2011 4:51 pm
FANTASTIC NEWS ....WELCOME TO DEBT FREEDOM XXX
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

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annearchie

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Post by annearchie » Mon Nov 21, 2011 4:53 pm
hallelieujah!!!! well done blobby !!!!!!
 
 

MrsR

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Post by MrsR » Mon Nov 21, 2011 4:53 pm
WHHOOO HOO!!!!!

Well done Blobby - first step done !!
Started IVA 27th Feb 2012 - Due to complete 27th Jan 2018 !!

Full & Final submitted and accepted 30th March 2015, paid 10th April 2015 - 3 yrs 1 month into IVA :)

Completion Certificate received- 30th April 2015!!
 
 

annearchie

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Post by annearchie » Mon Nov 21, 2011 4:55 pm
what happens now>?
 
 

annearchie

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Post by annearchie » Mon Nov 21, 2011 4:56 pm
What did they say? did you have to pay?
 
 

Rosepetal

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Post by Rosepetal » Mon Nov 21, 2011 4:57 pm
oh my goodnes !!!!!!!!!!!!!!!!!!!!!!!
i'm sooooo happy for you both!

think we've all earned a drink now lol!
Nothing stays the same...everything changes..hang on in there!
 
 

newbeginnings

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Post by newbeginnings » Mon Nov 21, 2011 5:00 pm
well done!! told you could do it!!!
 
 

nepensioner

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Post by nepensioner » Mon Nov 21, 2011 5:01 pm
So pleased for you Mr and Mrs Blobby, you can move forward with life now...
F & F Accepted 19th Oct 2010
 
 

Rosepetal

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Post by Rosepetal » Mon Nov 21, 2011 5:02 pm
annearchie,we got the "yes" with modifications to our IP's fees, we'd been told to have the pc on for the meeting. we got a email about the mod's & had to reply formally to accept them,job done!
Nothing stays the same...everything changes..hang on in there!
 
 

annearchie

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Post by annearchie » Mon Nov 21, 2011 5:03 pm
OK THANKS ! im stressing for my meeting date now - hoepfully should here this week
 
 

Rosepetal

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Post by Rosepetal » Mon Nov 21, 2011 5:06 pm
my nerves were frazzled!

have a good nights sleep tonight Mr & Mrs blobby - you've earned it! hope you'll manage some sort of treat.

meeting date - PAST TENSE woo woo,so pleased for you both xx
Nothing stays the same...everything changes..hang on in there!
 
 

Rosepetal

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Post by Rosepetal » Mon Nov 21, 2011 5:09 pm
annearhie, it is stressful but you will get there. post as often as you need support - it helps.
hope you've not carpet either,pacing on the day will ware it out,lol.

keep your chinny up,we're right behind you x
Nothing stays the same...everything changes..hang on in there!
 
 

luluj

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Post by luluj » Mon Nov 21, 2011 5:22 pm
if i recall my creditor meeting day I was in tears of joy for two or three hours, I had a massive headache for two days and then the I felt like the pressure had lifted !

I am sure Mr & Mrs Blobby will be celebrating in some way and will log back on later when they have come to terms with it !
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
 
 

kallis3

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Post by kallis3 » Mon Nov 21, 2011 5:51 pm
Fab news blobby, really pleased for you.

You'll get there Annie - once you've been approved you can take a well earned stress break and your IP will help you with everything afterwards.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

blobby

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Post by blobby » Mon Nov 21, 2011 6:19 pm
thanks so much again everyone. you made the wait more bearable.

our first payment is arranged for the end of the month. we have to submit some pension details (to clarify we are only paying the minimum) and no other modifications that directly affect us.

Im sure the road will not be smooth, but there is an end. with a dmp we would have taken 21 years to pay off debts
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