we don't have insurance for hte cat, but my parents did for their dogs. Butlast year mum cancelled it as it had gone daft on payments due to dogs ages. One of dogs has an obsessive problem which needed looking in to and medicaiton. Problem was that you still have to pay the first xx pounds and this is usually higher than the cost of consultation,so ifyou only take the dog for a quick check up then it wasn't worth it.
We're making sure we save all our contingency/allowances so that it will cover pets and cars etc.
I agree that checkups and certain illnesses are not worth it as the costs are not usually that great.
It's the bigger problems, and having gone through hell with our Dane, I swore I'd always have it.
Especially when you have a Russell that is a mobile hoover and you never know if she is going to pick up something poisonous!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
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It's each to his own, but it's not something I would do without.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
I didn't claim for Harry's trip to the vets the other week as I would have only got about £25 back so it wasn't worth it. I've got it more for injuries, which are quite common (and very expensive) in cats, and any long term illness.
It's one of those things I hope I never have to use!
I meant to say I know what you mean about silly costs Leakybrain - my mum is now paying £44 a month for her pet insurance, which is extortionate. The problem is she can't change as the dog has arthritis, and I worry that if she cancels it and the dog gets worse she'll be stuck.
Same here. I can cope with routine stuff, it's the unexpected I like to plan for.
My local friendly pet shop owner stopped paying hers and just puts the money away each month that she would have paid out so she has a bit of a contingency fund.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
I think that's what I'm going to encourage my mum to do. If she can get through a year she'll have nearly £600, but the problem is going to be if Blaze needs treatment.
Our vet does a 'Healthy Pet's Club' where you pay a set amount each month and get a discount on treatment, so I'm going to look into that for her.
We've got to try and get together the fees to have Topsy neutered next year - might have to use the council tax payment break for that.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Thanks for all your comments. Kyra, my poopy has been fine all her 8 years until this condition just came out of the blue but she will get the treatment she needs however i have to get the money for it.
I have 2 persians also but they are insured and i would not be without it for them as my male has needed 2 lots of surgery before he was even 1yr old, the only thing at our Vets is that you have to pay for it first and then the insurers send a cheque back to us a week or so later....but never mind, at least its only short term... thats where the bank of mother dear comes in very handy......
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
all my pets are insured, espescially as one of my cats had to have her leg amputated and it cost us £700, i got a dog a few weeks ago and ive automatically insured her, ive got a pet allowence in my I & E but it dosent cover what i pay. But i couldnt be without insurance as i know i could never pay a vet bill out right.
our vets are good and will do a direct claim for me i just end up paing £15 for their hassle
I hope you are well? What sort of dog do you have?
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
It is each to their own i do agree tho Jan if anything was to happen its a peace of mind knowing everything is covered. My friend had to have her dog rushed into emergancy vets last month, after 1 long operation, lots of treatment and week stay in she was left with a £3,000 bill......couldnt cope with that if i hadnt got any insurance!
I don't mind paying out for the insurance even if I don't use it. It's peace of mind for me.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
When I was researching Harry's insurance (I spend more time on that than I do on my car insurance!) I found that the cheapest was Homebase. The cover wasn't as high as some companies, but it's better than nothing.
