hi we have been in a iva for 12 months paying £243 a month the thing is we just cant afford this any more there are 5 of us living here and the weekly income is £357 plus my child benefit every month, my car is dying and cant afford to fix it, had new school clothes to by so had to just get basics of food for the week, i dont understand why it looks like we have so much more money on paper, what can i do as they want to up my payments, its either not pay this or my husband will have to move out as this is in his name and his debts, we thought we would be better off as we were told that we would have some of our debt written off but we only owed 15,000 in the first place, just cant take any more of this, kids are so bored as have no money to take them anywhere, please could anyone tell me what is best to do
