Hi Liedto, please don't ever worry about logging onto the forum. We don't judge as most of us (professionals excluded) have been in a similar situation. Please post as often as you want, we'll always listen and try to help.
I cannot believe the way your husband is acting - how is he planning to pay for the holiday? I know most of us bury our heads in the sand, but even though he is going for an IVA it sounds to me as though he is still trying to pretend it's not happening.
Regarding the re-mortgage - it sounds to me from what he has said as though he is trying for a full and final IVA rather than making contributions for 5 years, otherwise I'm fairly sure he could have re-mortgaged further down the line. However, I'm not an expert on this so I'm sure Melanie or one of the other experts will be able to correct me if I'm wrong.
Regarding the tyres - if you go on the Kwik Fit website you can search for tyre prices using the registration of the car so you can find out a rough idea of the cost.
If he is going into an IVA and planning on making contributions (as I said I'm not sure) he might have to give the Jag up as his creditors might not be happy with him making the payments.
Good luck Liedto, and please let us know how you are getting on x
Yesterday is history, tomorrow is a mystery, today is the present - a gift to make the most of.
View my blog at
http://skippy13.blogs.iva.co.uk/