bankrupt bank account?

15 posts Page 1 of 1
Post Reply
 
 

kate.p

User avatar
Posts: 1
Joined: Sat Dec 15, 2007 9:24 pm
Location:
Post by kate.p » Sat Dec 15, 2007 9:25 pm
Quote
What banks or builing societys will allow a bankrupt to have an account??
Top
 
 

Adam Davies

User avatar
Posts: 14596
Joined: Thu Mar 29, 2007 12:21 pm
Location:
Post by Adam Davies » Sat Dec 15, 2007 9:31 pm
Quote
Hi
The Co-op,Barclays and Think Banking
Regards

Andy Davie
IVA.co.uk Spokesperson and Website Manager

About me:
http://www.iva.co.uk/andy_davie_profile.asp

IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp
Andam Davies
Top
 
 

BrassicLintus

User avatar
Posts: 302
Joined: Sun Jul 01, 2007 8:23 am
Location: United Kingdom
Post by BrassicLintus » Sat Dec 15, 2007 9:52 pm
Quote
Hi, I'm with Think Banking and it's great apart from not being able to do online banking (yet?). Quick question - Barclays and the Co-Op were 2 of my creditors, so when I went BR I obviously didn't want to open an account with them only to have them gobble up my salary!!! But once I'm discharged could I open an account with them?? Cheers.
Top
 
 

Adam Davies

User avatar
Posts: 14596
Joined: Thu Mar 29, 2007 12:21 pm
Location:
Post by Adam Davies » Sat Dec 15, 2007 10:06 pm
Quote
Hi
I have a feeling that they will decline,however once discharged the option of only three banks no longer exists as most should allow a basic account
Regards

Andy Davie
IVA.co.uk Spokesperson and Website Manager

About me:
http://www.iva.co.uk/andy_davie_profile.asp

IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp
Andam Davies
Top
 
 

BrassicLintus

User avatar
Posts: 302
Joined: Sun Jul 01, 2007 8:23 am
Location: United Kingdom
Post by BrassicLintus » Sat Dec 15, 2007 10:24 pm
Quote
Thanks Andy, when you say most banks - does this mean as long as they weren't past creditors???
Top
 
 

Skipper

User avatar
Posts: 137
Joined: Sat Nov 17, 2007 10:37 pm
Location:
Post by Skipper » Sun Dec 16, 2007 1:18 am
Quote
Alliance and Licester.....is a possibilty for BR

"Always think outside the box"
"Always think outside the box"
Top
 
 

Adam Davies

User avatar
Posts: 14596
Joined: Thu Mar 29, 2007 12:21 pm
Location:
Post by Adam Davies » Sun Dec 16, 2007 8:33 am
Quote
Hi
Yes,I think that if they were past creditors they would decline an account for you,but I'm sure other members will prove me wrong on this.
Regards

Andy Davie
IVA.co.uk Spokesperson and Website Manager

About me:
http://www.iva.co.uk/andy_davie_profile.asp

IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp
Andam Davies
Top
 
 

Skippy

User avatar
Posts: 20720
Joined: Sat Oct 21, 2006 6:08 pm
Location: United Kingdom
Post by Skippy » Sun Dec 16, 2007 3:27 pm
Quote
I read on another forum that someone went BR and managed to open an account with a bank who were one of their creditors...

Yesterday is history, tomorrow is a mystery, today is the present - a gift to make the most of.

View my blog at http://skippy13.blogs.iva.co.uk/
Top
 
 

Adam Davies

User avatar
Posts: 14596
Joined: Thu Mar 29, 2007 12:21 pm
Location:
Post by Adam Davies » Sun Dec 16, 2007 6:42 pm
Quote
I knew it !!

Andy Davie
IVA.co.uk Spokesperson and Website Manager

About me:
http://www.iva.co.uk/andy_davie_profile.asp

IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp
Andam Davies
Top
 
 

aguise

User avatar
Posts: 3907
Joined: Tue Jan 23, 2007 11:24 am
Location: United Kingdom
Post by aguise » Mon Dec 17, 2007 8:45 am
Quote
Not quite the same but secure homes was a creditor twice on my proposal for seperate loans and they rang me and were so nice asking if I still wanted my account, I said i am in an iva and that they were a creditor and she said that doersnt matter we will still keep your account if you want. I did decline but the offer was there.

Ang

Please visit my blog at http://aguise.blogs.iva.co.uk/
Please visit my blog at http://aguise.blogs.iva.co.uk/
Top
 
 

honeybunny

User avatar
Posts: 37
Joined: Wed Dec 12, 2007 2:48 pm
Location:
Post by honeybunny » Mon Dec 17, 2007 12:43 pm
Quote
Would I be able to keep a bank account with a bank that is not a creditor or overdrawn?
Top
 
 

Adam Davies

User avatar
Posts: 14596
Joined: Thu Mar 29, 2007 12:21 pm
Location:
Post by Adam Davies » Mon Dec 17, 2007 12:49 pm
Quote
Hi
Yes you would but you must cancel any credit facilities with it if you are going into an IVA or bankrupt
Regards

Andy Davie
IVA.co.uk Spokesperson and Website Manager

About me:
http://www.iva.co.uk/andy_davie_profile.asp

IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp
Andam Davies
Top
 
 

honeybunny

User avatar
Posts: 37
Joined: Wed Dec 12, 2007 2:48 pm
Location:
Post by honeybunny » Mon Dec 17, 2007 12:58 pm
Quote
Andy

I would not want any credit facilites after this.Permission to shoot me if I do!
Top
 
 

Martin2011

User avatar
Posts: 339
Joined: Sun Dec 09, 2007 11:32 am
Location:
Post by Martin2011 » Mon Dec 17, 2007 1:31 pm
Quote
Ha, LOL Honeybunny.... I remember feeling incredulous when my IP first told me I needed to open an account, but musn't have any o/d or other credit facilities...... I'd just spent ages going through the composition of 86k of debt and the thought of ever borrowing again seemed completely insane..... I know I was unbelievably naiave to have got myself into that mess, but theres no way on gods earth I'm ever going to make the same mistake again!!!

Martin
Top
 
 

Adam Davies

User avatar
Posts: 14596
Joined: Thu Mar 29, 2007 12:21 pm
Location:
Post by Adam Davies » Mon Dec 17, 2007 1:41 pm
Quote
Lol honeybunny
You'd be surprised as some people on this forum have managed to run up credit once in an IVA.
Regards

Andy Davie
IVA.co.uk Spokesperson and Website Manager

About me:
http://www.iva.co.uk/andy_davie_profile.asp

IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp
Andam Davies
Top
Post Reply
15 posts Page 1 of 1
Return to “new postings for December”