so looking forward to being dept free next year

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kidd

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Post by kidd » Mon Mar 31, 2008 5:25 pm
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hello, I am in my last year of my iva, cant believe it has come around so quick, I would like to know when do they start getting us to do a remortgage, etc, we never missed a payment, we are so looking forward to next year when we will be debt free,
thankyou
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pixie

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Post by pixie » Mon Mar 31, 2008 7:12 pm
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Hi Kidd
Well done! I'm only in the 1st year so far!
Usually the proposal states in which month the equity release should be, or you could check with your IP.
Please keep posting, many of us are just starting out or in the early years and survival tips and success stories are always welcome!
Pixie
'Welcome to where ever you are, this is your life you've made it this far, welcome, you've got to believe right here right now is exactly where you're meant to be'
IVA started may 07 ended dec 08
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olympic_torch

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Post by olympic_torch » Mon Mar 31, 2008 7:16 pm
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So good to hear from someone in the final stages of IVA, gives inspiration to those of us just starting
out.
Aucto Splendore Resurgo.
IVA accepted May 2007.
Extended by 12 months in lieu of equity March 2012.
F+F offer accepted May 2012.
C of C received August 2012.
IVA dropped off credit file 24th May 2013.
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Beans on Toast

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Post by Beans on Toast » Mon Mar 31, 2008 7:16 pm
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Great news Kidd, we can top you all, only been accepted today [;)] can't wait to be in your position. As Pixie has said, check your proposal, most recent ones are for month 54, but yours may be different due to when you took it out.
IVA completed April 2013
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angela18

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Post by angela18 » Mon Mar 31, 2008 7:17 pm
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ooh how I yearn for the day I can post like this..[:I]
Ang.. 13 payments in.. WOW, thats over 20% paid!! http://angela18.blogs.iva.co.uk/ well here we go

if you wish for a rainbow... then you have to put up with the rain xx
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rollercoasterride

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Post by rollercoasterride » Mon Mar 31, 2008 7:20 pm
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Great news can't wait to be in the same position! We have to get ours in month 54, but our IVA was only accepted 2 weeks ago so yours may be different - are you sure it shouldn't have been done in month 40? Which seemed to be the norm at one point from what I can gather reading this forum. Check your proposal etc just to make sure.
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olympic_torch

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Post by olympic_torch » Mon Mar 31, 2008 7:21 pm
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angela18
me too, makes you quite envious doesn't it?, not that i want to wish my life away, but it will be nice to come out of 'the other side'.
Aucto Splendore Resurgo.
IVA accepted May 2007.
Extended by 12 months in lieu of equity March 2012.
F+F offer accepted May 2012.
C of C received August 2012.
IVA dropped off credit file 24th May 2013.
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angela18

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Post by angela18 » Mon Mar 31, 2008 7:51 pm
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ooh yeah.. i've got none down and all of it to go.
Ang.. 13 payments in.. WOW, thats over 20% paid!! http://angela18.blogs.iva.co.uk/ well here we go

if you wish for a rainbow... then you have to put up with the rain xx
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olympic_torch

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Post by olympic_torch » Mon Mar 31, 2008 7:54 pm
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if its any consolation, our first year has flown by.
Aucto Splendore Resurgo.
IVA accepted May 2007.
Extended by 12 months in lieu of equity March 2012.
F+F offer accepted May 2012.
C of C received August 2012.
IVA dropped off credit file 24th May 2013.
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angela18

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Post by angela18 » Mon Mar 31, 2008 7:55 pm
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hope the rest goes as quick..
Ang.. 13 payments in.. WOW, thats over 20% paid!! http://angela18.blogs.iva.co.uk/ well here we go

if you wish for a rainbow... then you have to put up with the rain xx
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debbie.s

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Post by debbie.s » Mon Mar 31, 2008 10:44 pm
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We have just completed our 2nd year and have 3yrs and two months to go. Seems like forever!! The first year went quickly, but this 2nd year has dragged!! I will be nearly 50 when we finish. (Well 49) May have a big party as we should finish one month before my husbands 65th birthday!
900 62/62
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Adam Davies

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Post by Adam Davies » Tue Apr 01, 2008 8:44 pm
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Hi
It is usually in your fourth year[for 'old' IVAs],so contact your IP and check
Regards
Andam Davies
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Shining

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Post by Shining » Tue Apr 01, 2008 9:00 pm
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All the best for your final year, only 3 months in for me. Debbi.s I'll be 51 when mine is finished! eeeek
Last edited by Shining on Tue Apr 01, 2008 10:15 pm, edited 1 time in total.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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olympic_torch

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Post by olympic_torch » Tue Apr 01, 2008 10:08 pm
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isthereanend
eeeek is right.
i shall be 54 when my parole comes through.
Aucto Splendore Resurgo.
IVA accepted May 2007.
Extended by 12 months in lieu of equity March 2012.
F+F offer accepted May 2012.
C of C received August 2012.
IVA dropped off credit file 24th May 2013.
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