Hi,
This is totally upto each individual, I was advised not to make any token payments so I just told them I was in no position to make a payment, and as so did not make any token payments and they were all fine with that. It makes no difference to the outcome of an IVA.
What did your IP advise you to do?
"Life is too short to wake up in the morning with regrets. So love the people who treat you right, forget about the ones who don’t and believe that everything happens for a reason. If you get a chance, take it. If it changes your life, let it. Nobody said that it’d be easy, they just promised it would be worth it."