Thanks for the congratulations....but I have to say, being in the position of severe debt, that we have all taken that initial hardest step of psychologically admitting our money problems...Thats the hardest part of all, Once we have all acknowledged that one thing, then we are all empowered to sort the problem out.
It's just a case of head down and go for it !
I remember the initial phone call to an IP when I had threatenning letters surrounding me...I was terrified for the first ten minutes, but amazingly i felt the weight lift off my shoulders.
So just remember head down...and go for it !
best regards !
Great post!
Welcome from me too - I am only into month 7, so a long way to go, but how nice it is to read a success story like yours.
Your post can give everyone hope and proof that IVA's really do work and I wish you a great debt free future.
k.
Congratulations on a truly inspirational post, it would be great to see you stay around on the Forum to help other people who may be following he path behind you.[:)]
Also, good to see a positive story in letting those around you know what your situation was. I know everyone's situation is different but I did find that it helped my children to know that I wasn't superhuman afterall, and did have a few problems and they have all supported me all the way as well as being pretty switched on themselves financially because of me openess with them.
Wow ! what a truly inspirational post.it really is great to hear of someone who is now at the end of their iva journey.Cant wait till it's my turn,i have to say! Big congratulations and all the best for your future!! [:D] x
STI...i love to read posts from folk who got the end of their debt journey...really encourages me to keep going....congrats and well done....
i love your signature too....
IVA completed 11th Dec 2009 due to a Full and Final with the fantastic help of Michael Peoples and
Mc Cambridge Duffy
Its good to hear somebody coming out the other end. I am only 2 payments in and it seems such along hard slog but your post shows it may not be that bad and easier than you imagine at first. thank you.