It depends what Job you applying for. I know banks do but they will tell you they are going to do so. Probably jobs that will involve some kind of finances probably will aswell, along with police force and armed forces. but they all will have to inform you they are doing it.
Hi there - like Steve says some jobs i.e. banks may credit check but you shouldn't get credit checked for admin job in an office.
If a potential employer are going to credit check you, it would be mentioned at application stage and definitely at interview. You would have to sign to say you consent to the check.
Thanks, puts my mind at ease and feel less anxious about that.
I start a xmas temp job a week on Monday, doesn't really help me long term though... also means it's going to be difficult for me to attend interviews for anything permanent that comes my way...
Interviews I have attended in the past couple of days were for positions I really wanted and not just to support my IVA but for career progression and job satisfaction.
I feel like I'm just waiting around now for some news and had started to worry a little.
Try not to worry, you've done the right thing taking a xmas job. Recruitment for office work can tail off over the xmas period and normally picks back up mid Jan. Keep applying and if you're eligible for any free training courses, try to add to your qualifications when you're looking for work. There's lots of funded courses out there and it does your confidence good too.
Lost my job two weeks ago, see my original thread for details about that...
I'm taking a payment break this month from IVA and I started claiming job seekers as soon as I lost my job.
Worst thing about being on job seekers is how they are so patronising to you and treat you like a stupid child when you go to sign on.
You have to keep a 'diary' of what you have been doing to find work, it took me nearly two hours to write it all out!
I was also offered something permanent but it was only part time, which is no good when you're in an IVA so I went for full time xmas temp, it's difficult to know which is the best thing to do.
Police definitly do, and some of them won't employ you if you are in an IVA. They will all tell you on the application form that you will be credit checked.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
I've contacted quite a few agencies during my job search and one of them contacted me today and wanted to put me forward for a customer service role because I fit the criteria and have the relevant skills and experience.
The job is pet insurance claims advisor working for... RBS.
Is this a no go for me and should I declare my IVA to agencies?
Last edited by honeycomb on Mon Oct 20, 2008 7:13 pm, edited 1 time in total.
I don't believe that you have to volunteer that you are in an IVA (which is a composition with your creditors. It has nothing to do with your ability to work in your chosen field. Good luck
Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.
I am not an expert on these things but I doubt you would have to declare your IVA to anyone. Thats why many go down the IVA route. If they are going to credit check you they have to tell you (so it gives you a chance to pull out, rigt?) otherwise I would keep it to yourself, its your private buisness.
I really hope you get something soon to put your mind at rest.
Good luck with it, keep plodding, everyones luck has to change eventually.
My main concern is that this particular position is with royal bank scotland. I don't want to go through the whole selection process and then be turned down because of IVA.
Presumably you have to complete a new employment application that they will supply you with - wait and see but don't worry I am sure these type of questions don't come up.
Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.