Help!! Is it just me or are others out there completely knotted up in their backs and stomachs!! I have spoken to a member of my chosen IP's staff last week and have sent off the relevant details to get the ball rolling etc and am now just awaiting to find out what the next step is. What will be expected to do, when will we have our face to face meeting, how long is it all likely to take from now on?? It's all I think about all day long and I am just so desperate to get this wretched mess sorted out and concentrate on the nicer things in life - like my kids?? I know that the people that will be working on our behalf will be doing their very best and that I am not the only one in this situation so there will be lots of people that need to be taken care of but at the moment but I'm feeling so neurotic I just want to be reassured and waiting for replies to emails is nearly driving me to distraction. Helppppp!!!! I'm turning into a knotted neurotic impatient nightmare! But my saving grace is that I can still laugh....just about! xx
Still gathering info....but hope to be on the right path pronto!!
It's not just you ..........I'm still trying to collate everything to send to my DMP, but it just seems one problem after another, creditors are so slow to send any information [but fast to tell me i haven't paid] spoke to someone this morning from the Dmp company and they are going to try and work with what i've got, its horrendous at the moment ,i seem to be forever on the phone , i'm sending everything including first cheque tonight and then i'll be waiting like yourself to see how it all goes........what a mess ! I just want to move on............to whatever the next step is
Its hideous isnt it....thank god for this forum. Its terrible but when you are desperate for something to get sorted you become incredibly impatient!! God I cant wait for the day when I dont constantly have to think about this........xx
Still gathering info....but hope to be on the right path pronto!!
There is a process involved which has to run its course I am afraid, and your IP will only be in a position to confirm to you that an IVA is a possibility once they have all of the information and a meeting has been arranged for you. Please be patient - it will be well worth it in the long run, and if you have any concerns I am sure that your IP would be happy to discuss those with you privately.
Hi,
We had our meeting over the phone, and sent all the relevant paper work to our IP so for the first week we were busy sorting thing out. Then while the propasals are being put together it goes a little quite, but not the phone calls from the creditors though!!. 2 weeks later our proposals came through for us to sign and send back then it was another 4 weeks till the creditors meetings which again was done in the office and we were told on the day how things went, so all in all about 8 wekks or so, but as you say its the longests weeks of you lifes when you have made up your mind to get sorted and want it all sorted immediately !! our IVA's have now been passed a month and I can't believe how quick it has really gone, hang on in there it will be worth it in the end.
Thanks guys! I feel I am becoming almost childlike in my impatientness to get this done and dusted now...but thankfully my grown up's head tells me that it will all be sorted all in good time. I am just awaiting on an email response from Tina regarding a couple of questions I had and because I am so knotted up about our situation, awaiting a reply becomes almost painful...but I really appreciate that I am not alone in all this and am so pleased to have this forum for sounding off on or seeking advice - its brilliant and thank you all for your speedy replies - god knows what I'd be like if they took an age to come in too...lol...xxx
Still gathering info....but hope to be on the right path pronto!!
dont worry about posting..its better to get it all out of your system...and we all went through or are still going through very similar feelings....
i didnt discover this forum till near end of our 2nd year into IVA so it would have been so helpful when i was also knotted up with stress and not knowing which end was up...and has been just as supportive for us now
keep posting and keep us informed
IVA completed 11th Dec 2009 due to a Full and Final with the fantastic help of Michael Peoples and
Mc Cambridge Duffy
Thank you and I have to say in fairness to Tina (of Melanie Giles fame) she has been absolutely lovely and its just me that is getting my knickers in a twist!! My friend has got me a free VIP ticket (access all areas and free drinks too!!!!) to see a favourite band of mine tonight so I'm gonna go and let my hair down and forget all about IVA for 24 hrs! lol.....thanks y'all - your're a great bunch! xxx
Still gathering info....but hope to be on the right path pronto!!
Sounds like a great night out! I hope you have a good time.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Have a great time, Its great to let your hair down every now and again, In a few weeks time you'll wondering why you was feeling so stressed good luck for the future and keep posting to let us know how your getting on, I'm wih Melane's team and believe me the worst is over now once you have picked up the phone and made that first call
\love Abi x
hi
Like Abi we had our meeting over the phone - no face to face, and all paperwork sent to IP. All went very smoothly, and took 7 weeks from our 1st phonecall to approved IVA, so keep your chin up - it wont be long now. And just to reiterate what others have said - enjoy your night, get pissed, and forget IVA for tonight.
Keep posting
Roadrunners
