What a pain in the preverbial these are, i have started a DMP with Vincent Bond and this morning i get a letter from Mint saying they received the proposal etc. BUT VB are'nt recognised by OFT and don't hold a consumer credit licence number !
So MINT won't deal with them and can i do ANOTHER earnings/expenditure sheet for mint, and they won't freeze any interest until i do so .............
So i phone the lovely Louise at VB who says "Mint sometimes do this, no worries she'll phone em " and assures me they have all the relevant licences etc. She will sort them out
Sooooooooo i phoned MINT and told em as i don't have a licence and am not recognised by OFT could they stop phoning me or writing to me [:D][:D][:D]
Childish .....but it made me feel better ..........
I'm trying to do what is right but they just want to put obstacles in the way.......... i might as well go bancrupt and they'll get nothing [V]
I feel sure that Vincent Bond would hold a Consumer Credit Licence as they are a well established company. Mint tried it on with me the other day, and I told them I didn't need one as I have an INSOLVENCY LICENCE!
VB have been great, no worries from them whatsoever, it's just mint , you try and pay them back the best you can , and they aren't intersted , i know i owe them and i know i shouldn't have got in this mess but i did ..........
Maybe the government should have made them beg and kept writing daft excuses , instead of bailing them out so easily [;)]
I can assure you that Mint are mistaken in this instance; we do have a consumer credit licence as of course we could not trade without one.
It is a little confusing that Mint would think this, but if they questioned whether Melanie Giles had a licence then i am less concerned, as she has been working as an insolvency practitioner for a considerable number of years.
We will contact them to clear this up.
Vincent Bond - Debt Management Plans and IVAs www.vincentbond.com
0845 300 8066
We've always found Mint to be entirely reasonable in their consideration of debt management proposals so I'm sure Vincent Bond will resolve this quickly for you.
Andrew Graveson
Bright Oak Ltd
UK Debt Management Company
Website: www.brightoak.co.uk