Debt Management or IVA?

Get expert opinion. This is the place for new questions to be posted.
38 posts Page 3 of 3
 
 

robert25

User avatar
Posts: 40
Joined: Tue Oct 21, 2008 5:43 pm
Location: United Kingdom

Post by robert25 » Wed Jan 21, 2009 6:14 am
2 days to go. Feedback so far looks good, theres been some early voting and all yes votes to date.

Some of my old fears about my job (which I thought I'd put to bed)have come back to haunt me in the wee small hours. My job is debt sensitive and FSA regulated so think I'll have another chat with the MD today before its too late to pull the plug. Don't want to do that.I suppose I'm just looking for reassurance about my job from him.

Problem is that at the end of the day there are still tiers above him (jeez our business structure is complicated) who could overule him. He says he's had discussions with them (no names, no pack drill) and I trust him implicitly but not sure about the other tiers involved. Need a definitive answer today.
Last edited by robert25 on Wed Jan 21, 2009 6:20 am, edited 1 time in total.
I get knocked down
But I get up again
You're never going to keep me down
 
 

kallis3

User avatar
Forum Expert
Posts: 77176
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom

Post by kallis3 » Wed Jan 21, 2009 9:36 am
Robert, I wish you all the best for the 23rd.

I hope that work are sympathetic to you as well.

Fingers crossed.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

robert25

User avatar
Posts: 40
Joined: Tue Oct 21, 2008 5:43 pm
Location: United Kingdom

Post by robert25 » Wed Jan 21, 2009 9:43 am
He says categorically that i'll be ok. So fingers crossed indeed
I get knocked down
But I get up again
You're never going to keep me down
 
 

kallis3

User avatar
Forum Expert
Posts: 77176
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom

Post by kallis3 » Wed Jan 21, 2009 9:44 am
That's good news then. Just the one hurdle to go now!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

robert25

User avatar
Posts: 40
Joined: Tue Oct 21, 2008 5:43 pm
Location: United Kingdom

Post by robert25 » Thu Jan 22, 2009 9:56 am
Great news. All votes are in now and 100% yes votes 1 day early!

Just got to organise my remortgage drawdown from solicitors but (it never stops does it) heard yesterday they are going into liquidation but they did take my call so my fingers re crossed again!!!!!!
I get knocked down
But I get up again
You're never going to keep me down
 
 

robert25

User avatar
Posts: 40
Joined: Tue Oct 21, 2008 5:43 pm
Location: United Kingdom

Post by robert25 » Thu Jan 22, 2009 10:04 am
OH AND BY THE WAY a massive thank you to all who offerred advice and support on this site. I am sure I would have been looking at a DMP and 11 years (potentially) of pain without the advice I got freely and with empathy from all of you, instead I walk away with more potentially disposable income, a temporarily damaged creditrating and the inability to obtain easy/"cheap" credit(a plus in my book!!!)

I will continue to visit now and then to see if I can give back just a little of what you guys have done for me. Maybe its time to change my avatar and get the kitty back [:D][:D]
Last edited by robert25 on Thu Jan 22, 2009 10:06 am, edited 1 time in total.
I get knocked down
But I get up again
You're never going to keep me down
 
 

MelanieGiles

User avatar
Industry Expert
Posts: 47612
Joined: Tue Jan 09, 2007 10:42 am
Location:

Post by MelanieGiles » Thu Jan 22, 2009 10:37 am
Another forum success story - and well done to Robert and his IP.
Regards, Melanie Giles, Insolvency Practitioner
 
 

Viki.W

User avatar
Posts: 5647
Joined: Fri Feb 15, 2008 7:34 pm
Location: United Kingdom

Post by Viki.W » Thu Jan 22, 2009 12:03 pm
Congratulations Robert, that's great news. Get the kitty back and keep posting! X
If you would like to talk to me about your debt problems, please visit:
http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
38 posts Page 3 of 3
Return to “Ask IVA Forum and Industry experts”