insolvancy register

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lil.me

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Post by lil.me » Sat Jan 31, 2009 11:46 am
ive had an iva for nearly 3 years now but still dont seem to be listed on this register,should this worry me.
 
 

Shining

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Post by Shining » Sat Jan 31, 2009 11:51 am
Me personally I'd be over the moon! I looked at my entry once, became depressed and vowed the next time I looked would be to check I was no longer there.

I'm not sure of the correct answer but so long as your IVA is running smoothly I doubt its an issue? I'm sure someone who knows for definite will come along very soon to confirm to you.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

MelanieGiles

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Post by MelanieGiles » Sat Jan 31, 2009 11:58 am
You could highlight this to your IP, but to be honest it is their responsibility to register the IVA properly, and if this has not been done it really does not affect you at all.

Sometimes the data entry at the Insolvency Service shows errors, so they may just have spelt your name slightly wrong.
Regards, Melanie Giles, Insolvency Practitioner
 
 

lil.me

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Post by lil.me » Sat Jan 31, 2009 12:04 pm
i wont higlight it to my ip if its there job,not my problem.

its a so called "joint" iva with my partner,i ave cecked every possible spelling of bot names and niether come up,even te iva itself seems very sall i say generous with regards the details,we pay a dividend of 25p in the £,no overtime clause and seems compared to most i get very generous income and expend. allowances.not tat im complaining.

i must appologise for my dodgy "h"...lol
Last edited by lil.me on Sat Jan 31, 2009 12:06 pm, edited 1 time in total.
 
 

kallis3

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Post by kallis3 » Sat Jan 31, 2009 2:07 pm
Lucky you - ours are both on there!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

plasticdaft

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Post by plasticdaft » Sat Jan 31, 2009 9:03 pm
It is definately an IVA and not a DMP you are in??
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
 
 

luluj

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Post by luluj » Sun Feb 01, 2009 7:11 am
Have you checked your credit report from Experian or somewhere ??? If it doesn't appear on that then I personally would query this as I would be concerned of it's legitmacy....have you got your chairmans report from the creditors meeting - does it have a court reference number on it ????
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
 
 

cat 1

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Post by cat 1 » Sun Feb 01, 2009 9:33 am
Have you been free from creditors advances for the past 3 years?If you have then I think it's fairly safe to assume you're on it (in whatever form)Personally I would leave it as it is one of the worst things about the IVA process.One I wasn't told of .Found out it was going to be on there after the IVA and after reading on this forum!
 
 

kallis3

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Post by kallis3 » Sun Feb 01, 2009 11:27 am
You can do a free credit check with Annual Credit check - that should tell you if you are down as having an IVA.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Skippy

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Post by Skippy » Sun Feb 01, 2009 11:59 am
You can also get a free credit report for 30 days from either Equifax or Experian - sorry, I can't remember which one it is.
 
 

lil.me

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Post by lil.me » Mon Feb 02, 2009 3:22 pm
no creditors have been in touch since a few months after te iva was accepted,called my ip and these stopped soon as he informed them they where debts in an iva.

got all the court paperwork and reports etc.

im not bothered its not on the register just that i expected it to be there.
 
 

kallis3

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Post by kallis3 » Mon Feb 02, 2009 3:27 pm
It's Experian Skip, but the only problem is that you need to have a debit card in the first place, so if you haven't got one, you are stuffed!

It sounds as though you are ok lil.me
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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