I COMPLETED MY IVA NEARLY 7 MONYHS AGO.I asked my bank today for a small loan and to up grade my account and I was told I had no hope ever of getting a loan or upgrading my account. please help.
Your credit rating will be shot for the next 5 months. The IVA will drop off your record at the end of 6 years. You then need to check that there are no defaults still registered, if there are, you need to get the companies concerned to remove them.
You will be able to get credit again, it might take a while though.
Once the 6 years is up, I would think of possibly changing your account if your bank are telling you this.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
On the grounds that I think that someone is taking the mickey here, I am locking the thread.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
