One of my debts from my IVA was bought a few months ago. On my credit file BEFORE it was bought said that the debt had been satisfied. ( I assume because it was in my IVA). Now that they have bought it, my credit report says I have 6 outstanding late payments this year and I still owe 10K!!! Can they do this? Surely they should contiue with the satisfied status which started at the same time as my IVA??? Otherwise I would have to wait another six years for it to come off my credit report. Even though the debt was settled in Dec 2005. Any views anyone???
I fail to see how they can do this as there are no late payments. There is no contact of payments between yourself and Cabot so I would speak to them and demand that my credit file is changed back.
Thanks Michael, I have tried that for the last few weeks. It is annoying me because for the last three years I have not missed a single payment for anyhting and it is making my credit file look really bad.