Hi twoods.
I have read this and other threads where you have posted, and while I agree that you have a right to your own opinion, I would just like to point out my observation and why I and many other (judging by the replies) feel it a very negative view point.
Whether they are here for advice, or posting from their own experience, all posting her seem to be coming from a similar perspective.
That is, that they are or where, for whatever reason, in a debt crisis that they can no longer manage.
The reasons for this may be many, but the one thing I see that they all have in common is the wish indeed the need, to still take responsibility for their debts. They are also all aware that for a variety of reasons, be it the enormity of it, emotional turmoil or stress, they themselves cannot at this point manage it themselves. Hence, they seek advice.
This is not however to seek out ways to avoid paying or shirk their responsibility, merely a way of seeking an intermediate to act on their behalf to find and manage that responsibility for them in a more productive way. (and why should that not include paying for the service, nothing is free in this world)
It would appear that the perspective that your advice is coming from is somewhat different and more geared to avoidance of personal responsibility. So while it may be valid for you and a standpoint you can live with, it is not for many here and indeed offers no constructive advice or support to those who post here in what is for them a very vulnerable time.
Regards
Carole.
Last edited by
cazlizzy on Tue Mar 17, 2009 6:24 pm, edited 1 time in total.
Never take a moment or a loved one for granted in the blink of an eye they may be lost forever.
You are welcome to view my ramblings here.
http://cazlizzy.blogs.iva.co.uk
Carole
x