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jackie90

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Post by jackie90 » Fri Apr 03, 2009 2:23 pm
help house valuation! I have just phoned to get a house valuation from an estate agent and was inundated with facts! just said that i was thinking of selling but they said they can give me a valuation over the phone. i feel so fed up and hate lying to people. surely there is an easier way? current prices for area etc.... any ideas?
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kallis3

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Post by kallis3 » Fri Apr 03, 2009 2:28 pm
I'd phone another agent, he can't possibly value a house over the phone, only give you a rough idea of what it is worth.

You can try

http://www.upmystreet.com/ or

http://www.ourproperty.co.uk/

which will both show you what properties have sold for in your area.

If it is your valuation for remortgage, speak to your IP to see what sort of valuation they want.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
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drowning

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Post by drowning » Fri Apr 03, 2009 9:12 pm
Hi,

If the valuation is in regard an IVA, my IP accepted a valuation from 'Mouseprice'- it costs about £20 and they send you a valuation in a PDF format
 
 

MelanieGiles

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Post by MelanieGiles » Fri Apr 03, 2009 9:15 pm
As long as you get a valuation in writing from a reputable agent this will be fine. Internet based valuations can actually be quite unreliable, and should really be backed up by the opinion of someone who knows the local market well.
Regards, Melanie Giles, Insolvency Practitioner
 
 

David Mond

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Post by David Mond » Sat Apr 04, 2009 7:09 am
You can also find out current sales prices of houses in your area by looking up on the web - cannot rember which site does this but "GOOGLING" should help you.
Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.
 
 

jackie90

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Post by jackie90 » Sat Apr 04, 2009 8:42 pm
Thanks for all of your feedback. need a written valuation and no local eatate agents give you one unless i register to sell the house. looks like i will have to pay!
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David Mond

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Post by David Mond » Sat Apr 04, 2009 8:45 pm
A drive by valuation should not cost much or tell them that you might consider selling and place it with them at any appropriate time.
Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.
 
 

jackie90

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Post by jackie90 » Sat Apr 04, 2009 8:51 pm
Thanks David. they told me they can do that but still not in writing. am trying to get all my info together for my IVA application and this is the real bug bear. just want to get it over and done with. I hate lying and sure they know when I phone that i don't intend to sell! will phone around again on my day off.
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David Mond

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Post by David Mond » Sat Apr 04, 2009 8:53 pm
Which IVA company have you decided to go with?
Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.
 
 

Julie

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Post by Julie » Sat Apr 04, 2009 8:55 pm
We "lied" to get valuations, as much as it went against the grain.We had to pretend we were selling and got estate agents to give valuations in writing, albeit on a back of a business card at times.

Experts -now IVA's are so recognisable maybe estae agents are in the whole agianst giving free valuations, as they realise its for information purposes only. How will IP's get around this, without expense to the client?
 
 

David Mond

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Post by David Mond » Sat Apr 04, 2009 8:59 pm
We accept a verbal valuation and mention that in the proposal and if necessary confirming from whom this was obtained. I agree when clients are in financial difficulties the last they need to do is cough up a valuation fee.
Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.
 
 

jackie90

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Post by jackie90 » Sat Apr 04, 2009 9:03 pm
Thanks David, am going with Melanie. the valuation from mouseprice was roughly the same as the estate agents price
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David Mond

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Post by David Mond » Sat Apr 04, 2009 9:05 pm
Your in safe hands with Melanie. Good luck.
Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.
 
 

jackie90

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Post by jackie90 » Sat Apr 04, 2009 9:08 pm
I know people have lied to get valuations but am very low and stressed as you all understand having been there yourself and just cannot cope with it all at the moment.don't want any more phone calls than necessary and am hanging on by a thread! wish i could wish the next few weeks to disappear until the IVA if accepted gets underway.
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jackie90

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Post by jackie90 » Sat Apr 04, 2009 9:09 pm
Thanks David. I know Mel is greatly recommended and Tina has been extremely helpful
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