It's ok David, just me procrastinating really, but I am very worried I will be given lower payments over a longer time and frankly, emotionally, that will be far worse for me.
That is why you have to explain this stressful position to them - once they contact you
Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.
Thanks David, I am not by nature a procrastinator, it's simply my fear of extended payment time/bankruptcy. Frankly neither of those will improve my ability to manage, or allow me to give my children the modest things they actually do need, such as new shoes without the holes in the soles. School lunch money (they don't starve, packed lunches, but all the same).
I hope you manage to get something sorted. Keep us posted.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
You have to think positive and accept that you will get through this - your IP will have a dispationate look at this and hopefully will agree a solution with you. Chin chin [:)]
Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.
David Mond wrote:
You have to think positive and accept that you will get through this - your IP will have a dispassionate look at this and hopefully will agree a solution with you. Chin chin [:)]
Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.
Hiya
Sorry to hear you have been having problems and not being able to get through to speak to someone, please can you call the office and request to speak to Karen.
I will then endeavour to get the problem resolved for you.
Thanks
Well Payplan have been great with me,and yes its not a very nice feeling been made redundant, please try to be strong and positive you like me will find a job soon im sure,btw they did call me back when they said, ive filled out an I&E form and all is well, just hope I find a job soon before the money runs out, and if I dont Payplan said I will not be made bankrupt, Im sure you wont be either, good luck