I don't want my IVA to fail

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Lois Carmen Denominator

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Post by Lois Carmen Denominator » Mon Apr 06, 2009 2:26 pm
It's ok David, just me procrastinating really, but I am very worried I will be given lower payments over a longer time and frankly, emotionally, that will be far worse for me.
 
 

David Mond

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Post by David Mond » Mon Apr 06, 2009 2:32 pm
That is why you have to explain this stressful position to them - once they contact you
Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.
 
 

Lois Carmen Denominator

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Post by Lois Carmen Denominator » Mon Apr 06, 2009 2:38 pm
Thanks David, I am not by nature a procrastinator, it's simply my fear of extended payment time/bankruptcy. Frankly neither of those will improve my ability to manage, or allow me to give my children the modest things they actually do need, such as new shoes without the holes in the soles. School lunch money (they don't starve, packed lunches, but all the same).
 
 

Lois Carmen Denominator

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Post by Lois Carmen Denominator » Mon Apr 06, 2009 6:26 pm
Thank you Kallis also
 
 

kallis3

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Post by kallis3 » Mon Apr 06, 2009 6:57 pm
Pleasure.

I hope you manage to get something sorted. Keep us posted.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Lois Carmen Denominator

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Post by Lois Carmen Denominator » Mon Apr 06, 2009 10:50 pm
I am not quite ready for the old last post yet.

Just the fight, the better day coming thing.........it's not, not for me in real terms.

I don't know, how many nights can you spend looking at the ends not ever even coming close to meeting before you admit it?

I will keep updated,

Hopefully no more meltdowns.

Thanks all.
 
 

MelanieGiles

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Post by MelanieGiles » Mon Apr 06, 2009 10:51 pm
There is no point in letting this ruin your life Lois, I feel sure that you and your IP can work through this together.
Regards, Melanie Giles, Insolvency Practitioner
 
 

David Mond

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Post by David Mond » Tue Apr 07, 2009 12:09 am
You have to think positive and accept that you will get through this - your IP will have a dispationate look at this and hopefully will agree a solution with you. Chin chin [:)]
Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.
 
 

David Mond

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Post by David Mond » Tue Apr 07, 2009 12:11 am
David Mond wrote:

You have to think positive and accept that you will get through this - your IP will have a dispassionate look at this and hopefully will agree a solution with you. Chin chin [:)]
Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.
 
 

Kazz

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Post by Kazz » Tue Apr 07, 2009 9:04 am
Hiya
Sorry to hear you have been having problems and not being able to get through to speak to someone, please can you call the office and request to speak to Karen.
I will then endeavour to get the problem resolved for you.
Thanks
 
 

phil732

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Post by phil732 » Tue Apr 07, 2009 1:51 pm
Well Payplan have been great with me,and yes its not a very nice feeling been made redundant, please try to be strong and positive you like me will find a job soon im sure,btw they did call me back when they said, ive filled out an I&E form and all is well, just hope I find a job soon before the money runs out, and if I dont Payplan said I will not be made bankrupt, Im sure you wont be either, good luck
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