Good idea Angel! It's always good to let other posters see what can happen and how you can cope with it.
Have you thought about doing a blog?
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
This is exactly what firms like David's and mine do - we find solutions rather than push someone down one particular route. The solution that has been suggested to you if far better that giving up your home, and leaves you with options to exercise in the future when the property market improves.
Melanie, it's so hard to find people you can trust nowadays. True professionals are few and far between. Everyone who finds this website is lucky. The advice and support that you and David give is unbelievable. You are both obviously very dedicated to what you do. I don't think either of you sleep. Mind I'm a bit of a nightowl myself and have been known to get by on a couple of hours sleep when I have something to motivate me.
Thank you again.
"It's better to be in control on a small budget than to be out of control on a large budget."
Thanks for all the praise Angelc - I have passed it on to Jonathan and the rest of the team. [:D][:D][:D]
Melanie is right - we strive to find an appropriate solution for anyone who has a financial problem and we don't rest until we get it right. This involves talking, drafting, thinking and cajoling (and a little sleep![^]
Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.
Phoned Jonathan and he returned my call within 5 minutes. First payment made over the phone. Everything sorted and signed and ready to post in the morning. Authorisation also emailed to him so he can get the ball rolling.
I still can't believe how easy it is!
I keep thanking Jonathan on the phone. He must think I'm an idiot but it's such a relief and after what we've been through it's hard to believe the answer is so simple. Why nobody has suggested it before, I have no idea.
Thankyou again David.
Last edited by angelc on Thu Apr 23, 2009 10:34 pm, edited 1 time in total.
"It's better to be in control on a small budget than to be out of control on a large budget."
Good news and glad it is nearly all sorted - and quickly.
[:D][:D][:D]
Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.
It's all coming together Angel, good luck and keep us posted.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
It is so nice to see the change in people once they start to see something positive happening. Its been tough for you so far Angelc but you going to be ok now...so pleased for you. [:)]
Never take a moment or a loved one for granted in the blink of an eye they may be lost forever.