My credit card was Lombard Direct, which is part of RBS. They were extremely helpful, even pointing me in the direction of Payplan both over the phone and by letter. They were not aggressive, and once they knew I was going for an IVA, they left me alone.
My Direct Line loan was even better - they wrote once and never phoned.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
evesy - don't worry your IP firm is part of the Paymex Group (one of their members posts here when there are relevent issues to address)and they would not have put forward an IVA for you if that was not the appropriate solution. Good luck and don't worry.
Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.
Thank you everyone for your feedback. It has made me feel alittle easier, ill just be glad once the 7th has come and gone.Hopefully with some good news.[:)]
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
we had a mixture of 4 credit cards and a loan with various parts of the RBS group and they were our 2nd largest creditor and they all voted yes to our iva and that was on 27th april
Only natural evesy. I'm sure everything will be ok though.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Don't be nervous evesy - as previously posted by others RBS are very supportive and your provider would not have put your case forward if they did not think it would be successful.
Good luck for Thursday.
Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.
Hiya again everyone, just thought id let you know that my IVA was accepted on Thursday , many thanks for all your support, and good luck to everyone that has there meetings coming up
xxxx[:D]
Good luck with your IVA and keep posting to let us know how you are doing.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk