I recently received a letter from a debt collection agency asking for 20.99 from an old O2 debt saying they are taking me to court etc. I'm pretty annoyed by this as I shouldn't have been charged this monies at all. I phoned them and they was very rude saying as I didnt include this debt in my bankruptcy I have to pay it. I said well if I would have known about it I would have but I will phone my receiver...
No, she's not right. BR is a class action and therefore all debts up until the time the order is made are included. You are liable for any debts after that.
Just give your OR a call and explain - they've heard it all before and it's only a small amount so don't worry x
LloydsTSB took a member of our parish to Court for a little over £700; the Recorder rapped their knuckles for refusing to accept £30 per month to clear the debt. He confirmed the debtors offer. I wonder what it cost the bank to secure a rejection of their action.
Once you have spoken to the OR and explained it to them, you can take great delight in speaking to the debt collectors and telling them they are wrong, and they won't be getting any money from you.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
