As always, many many thanks.
I was reading about Bobby Robson, decades he beat it for. that is all I need, the IVA, I haven't got it to pay, I did have it, and I paid it, he is the same, all that matters to me is he beats this thing, money is nothing. I have to be honest, having our home matters, he has to have a home to recover in, and keeping our car matters, how else can I and he go to the hospital? The rest.............it's nothing. I have lost sleep over these IVAs who hasn't everyone here has as well, surely? It does matter, but well, now......................we paid faithfully, went without, our kids went without, we had less than a year between us left................