Thank you everyone! GT are the hero's of the day. 11 Creditors including Santander, Lloyds and MBNA. Over £60K worth of debts on cards and loans in total. 100% Acceptance Vote. Agreed at 20p/£ but taking into account our bonuses and overtime at 50% they should end up getting about 70p/£ by the end of the 6 years. Currently toasting the fact that there will be no more hassle from RMA and LLoyds and I shall no longer be getting an average of 20 calls a day.
This site is an absolute godsend and it has helped us out the last few weeks knowing we are not alone, are not criminals (although the way RMA and Lloyds spoke to us you would think we were) and that there is a way out of debt - albeit a long, steep climb. We have been extremely irresponsible and have nothing to show for our debts but can now try and make amends and get our lives back on track. Thank you all.
It is wonderful when the postman passes you by and you can answer the phone knowing it is going to be a friend or relative.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
congrats from me too. We were approved yesterday and i'm glad we have wooden floor cause i dare say our carpet would have been threadbare yesterday too. Had a fab nights sleep last night so hope you have the same tonight. Take care and lots of luck for the next 60 months
Certainly know how you feel. I wish I knew where all my debt went but at least there is light at the end of the tunnel and you can sleep again at night.
