I renewed my buildings and contents insurance a couple of months ago with Halifax and was told I would receive a loyalty reward a after 3 months of £50. A bit ironic as they were one of my creditors.[:I]
The money was credited to my account this week. I think I already know the answer to this, but does it need to be included in my IVA as a windfall.
Thanks
I wouldn't think so - you can usually have up to £500 windfall, and let's face it, £50 is neither here nor there.
We have a loyalty bonus from Atlantic Gas and Electricity every year, and I have never declared this.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Money will be very welcome this weekend as I'm 40 on Monday[:X]
Nothing planned, but people at work think hubby is going to whisk me off somewhere as a suprise. No-one there there knows of the position I am in.
I've felt down the last couple of weeks as I don't feel I can properly celebrate my birthday. I have told hubby that I will suspend my birthday until 2014. He will be 50 and IVA will be complete.
I agree with Jan, no need to declare as its under £500.
Good timing, you can treat yourself for your birthday [:)] Good idea to suspend it and celebrate with hubby.....does that mean you'll still be 40 in 2014 [:D][:D]
i know how you feel im 30 in november and i thought i would not be able to do anything cos never have any spare cash but my mum has kindly offered to do me a party and it won't cost me a penny i have been in IVA 2 years now and i only told my mum about 3 months ago best thing i did she understands everything now and she helps me when she can.
i hope you have a great birthday it will be 2014 before you know it that's when my hubbys IVA finishes so i will be clebrating too
Happy Birthday for Monday Carrie - enjoy having a treat with your money.
How I wish I was coming up to 30 or 40 again instead of staring 60 in the face!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Well the big day is here!!
Thanks for all your birthday wishes.[:)]
Unfortunately I am now in plaster up to my knee after breaking my ankle!!
I went over on my heel on Saturday. I hadn't even had the chance to have a sip of wine, so that wasn't to blame. Just my cluminess.
I'll be in plaster for at least 6 weeks.
Luckily I get full sick pay, I would imagine that for health and safety reasons I won't be able to return until cast is off.
Looks like I may be a frequent visitor to the forum while I am off.
Happy Birthday Carrie - sorry to hear about the ankle, hope it's better soon.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
