MBNA also use a collection agent called Global Vantedge,
They called me this week and said I owed them over £400.
According to their records when I started my IVA process in July I submitted token payments for 3 months until my IVA was accepted and the new debt was for the ammounts that had accumulated because I was not paying enough to meet their minimum monthly payments.
You can guess what I told them to go and do with that request.
They also said if I failed to bring the account up to date it would affect my credit rateing and could lead to them seeking a ccj to recover the total amount of outstanding debt.
Nearly pee'd laughing as i put the phone down and could still hear him jibering on about a poor credit rateing.
Think it's the best phone call I have ever had from someone I owe money to.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
I had a letter from Global Vantedge yesterday - am planning on just sending it on to my IP! That's good to hear Cath, hope you get that last doc soon, you'll feel like you're getting somewhere then - chin up hun, we'll soon be sorted xxx
