A few changes mainly BE Fees, and an increase of £41 pound in our monthly payment, beacuse the creditors don't accept bolier cover and we need to reduce our pet money by £10 per month.
Its a strange feeling, but I think I feel relieved at least this way I can see light at the end of the tunnel..........well in 60 months time.
Thanks for your words of support, This will be the first place I will come to if I need any advise.
Well done to you and BE. Again pity about the uplift and I am wondering what will happen to your IVA if the boiler goes. Will you then need a payment break to have it fixed? I think it is harsh to have to cancel this.
Congratulations on the IVA being accepted - although I think you're IP should have held out on the boiler cover and pet costs. if these are legitimate costs, which I'm sure they are then they should be included.
i know slightly concerning me! i am a bit worried about my car finance and whether they are going to use that against me! scared now! x think i should stop reading these lol
Fantastic news, my boiler did actually break down to the tune of £800 repairs during my first month of IVA! eek! I had to miss a payment and have been playing catch up for a while. Then again some other posters never have anything go wrong, so I guess it's sods law really.
I hope you have a smooth journey and sleep well tonight.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
Fantastic news Kaza - so glad it has been approved. I think they should have included the boiler cover as well. My pet costs were never reduced either - I have insurance for both my dogs and they have never queried the costs.
Enjoy your evening.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk