more sleepless nights...

Get expert opinion. This is the place for new questions to be posted.
45 posts Page 2 of 3
 
 

Shining

User avatar
Posts: 27019
Joined: Thu Sep 20, 2007 8:57 am
Location:

Post by Shining » Sun Nov 22, 2009 10:45 pm
Ang, I do hope your hubby gets kept on, as for sleeping I can't offer advice as I don't sleep well apart from to say if you see me online and you can't sleep, do chat with me please x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

kallis3

User avatar
Forum Expert
Posts: 77175
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom

Post by kallis3 » Mon Nov 23, 2009 8:31 am
I hope you get good news this week Ang.

Thinking of you both.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Martin2011

User avatar
Posts: 339
Joined: Sun Dec 09, 2007 11:32 am
Location:

Post by Martin2011 » Mon Nov 23, 2009 10:41 am
Think of Melanie, think of Wales, screen out the rugby, the rain and the mountains and focus only on the sheep, endless sheep, sheep standing, sheep running, sheep jumping and sheep conveniently passing through a narrow gate at the end of your bed where they can easilly be counted.... keep counting those sheep, concentrate on the number and whatever you do, dont even let a tiny edge of the idea of mint sauce into the equation.... keep counting, keep counting.... and if you haven't fallen asleep within 30 minutes, count those same sheep going the other way through that gate _ see if its the same number, and if not, let your imagination go looking for the lost ones.... if you still haven't gone to sleep, it'll probably be morning by now, and at least you haven't spent the night worrying about anything more than the occasional lost sheep...and they will turn up, so no need to worry any more....

Seriously, sincerely hope things settile down for you... best of luck to your husband for keping his job, and even if that doesn't happen, you'll find a way through, we all do, and someday you'll be looking back at this time from a better place.... keep smiling...

Martin
 
 

kallis3

User avatar
Forum Expert
Posts: 77175
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom

Post by kallis3 » Mon Nov 23, 2009 11:01 am
Let us know how he gets on Ang.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Joanlaw

User avatar
Posts: 138
Joined: Sun Sep 27, 2009 9:14 pm
Location: United Kingdom

Post by Joanlaw » Mon Nov 23, 2009 5:46 pm
Hi Hun, I agree with Martin, things will work out in the end. Just enjoy all the love and best wishes you have around you and sleep will come.
Joan xxxx
IVA Completed
4th April 2012
CC came 18th Sept 2012
 
 

country girl

User avatar
Posts: 868
Joined: Fri Jul 10, 2009 8:49 am
Location: United Kingdom

Post by country girl » Mon Nov 23, 2009 8:56 pm
Hi Ang

Sorry to hear about your hubby's job. I know what you are going through I don't know if I will have a job next year. With the Iva and everything it is such a worry is'nt it? I find I go off to sleep ok because I am so tired but then I wake up in the early hours. Unfortunately my hubby is still angry with me because he did not realise how bad our debt problems were. Sometimes he is ok and then he starts and he makes me feel so guilty. Like you nobody else knows except our daughters and I don't want to burden them to much.
Anyway I hope it all works out for you.

LindaX
 
 

kallis3

User avatar
Forum Expert
Posts: 77175
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom

Post by kallis3 » Mon Nov 23, 2009 9:25 pm
I'm sorry your hubby is still angry with your Linda. He will come round eventually, I'm sure. I know it's hard, but don't let him make you feel guilty. You're sorting things out now, that's the mnain thing.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

angela18

User avatar
Posts: 2668
Joined: Wed Feb 06, 2008 6:04 pm
Location: United Kingdom

Post by angela18 » Wed Nov 25, 2009 7:24 am
if anything our IVA had the opposite.. brought us closer together, once things were out in the open!!

I'm just taking each day as it comes at the moment.. fingers crossed will all work out. The place in Kent called again yesterday and asked if we'd relocate.. I have a 15 year old daughter.. wouldn't dream of dragging her to the other end of country.. but hey ho!!
Ang.. 13 payments in.. WOW, thats over 20% paid!! http://angela18.blogs.iva.co.uk/ well here we go

if you wish for a rainbow... then you have to put up with the rain xx
 
 

flumpy dog

User avatar
Posts: 2484
Joined: Sun Oct 19, 2008 7:57 am
Location:

Post by flumpy dog » Wed Nov 25, 2009 9:48 am
aw ang and linda i feel for you both x

lets hope good stuff is around the crner for you both xx
 
 

angela18

User avatar
Posts: 2668
Joined: Wed Feb 06, 2008 6:04 pm
Location: United Kingdom

Post by angela18 » Wed Nov 25, 2009 7:46 pm
well latest from work, is that they're cutting Basic Rate and shift allowance.. so even if he keeps job there will be a cut in pay!!! It never rains just pours!!!
Ang.. 13 payments in.. WOW, thats over 20% paid!! http://angela18.blogs.iva.co.uk/ well here we go

if you wish for a rainbow... then you have to put up with the rain xx
 
 

Shining

User avatar
Posts: 27019
Joined: Thu Sep 20, 2007 8:57 am
Location:

Post by Shining » Wed Nov 25, 2009 8:06 pm
Oh Ang, I'm so sorry to hear, thinking of you x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

Julie

User avatar
Posts: 9503
Joined: Thu Feb 14, 2008 10:56 pm
Location: United Kingdom

Post by Julie » Wed Nov 25, 2009 8:07 pm
Oh Ang, thats so unfair. I'm sure you can discuss this with your IP though and possibly have a variation on the IVA?
 
 

angela18

User avatar
Posts: 2668
Joined: Wed Feb 06, 2008 6:04 pm
Location: United Kingdom

Post by angela18 » Wed Nov 25, 2009 8:23 pm
its looking worse than ever.. just phoned to say only want 12 left out of the 38... and other lines wanting rid of more!!!!

They opened a factory in brazil last year.. said would be the end of there jobs as they trained the Brazilians up!!!
Ang.. 13 payments in.. WOW, thats over 20% paid!! http://angela18.blogs.iva.co.uk/ well here we go

if you wish for a rainbow... then you have to put up with the rain xx
 
 

angela18

User avatar
Posts: 2668
Joined: Wed Feb 06, 2008 6:04 pm
Location: United Kingdom

Post by angela18 » Wed Nov 25, 2009 8:33 pm
I'm just so fed up.. its the not knowing I think thats worse.. even the voluntary redundancies they won't tick box so mortgage cover can be used.. they're just awful!!
Ang.. 13 payments in.. WOW, thats over 20% paid!! http://angela18.blogs.iva.co.uk/ well here we go

if you wish for a rainbow... then you have to put up with the rain xx
 
 

Skippy

User avatar
Posts: 20720
Joined: Sat Oct 21, 2006 6:08 pm
Location: United Kingdom

Post by Skippy » Wed Nov 25, 2009 8:34 pm
Ang and Linda, I'm so sorry for you both. There's not a lot I can say, but lots of love to you both x
45 posts Page 2 of 3
Return to “Ask IVA Forum and Industry experts”