its not dome

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james.c

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Post by james.c » Fri Nov 27, 2009 11:34 pm
I came out of my iva in January this year.

with in 3 months i was given a credit card with a bank, today i have got a visa debit card.

The point is that your credit limit is meant to be doomed for 6 years and its not.

Life is their.

I apologise for not been on here more often, but i was not back for a request for been an expert.

The only reason why i wanted to be an expert was becuase of the problems i had to overcoem with creditors and how i got round them, such as smoking allowance, cash lump sums etc, it wasnt a case of been dishonest, but the oposite, of been honest its how you ago about it that makes the difference.

I have just read through a load of questions, my biggest advice dont let it worry you, its not as bad as it seams
 
 

Lisa2009

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Post by Lisa2009 » Fri Nov 27, 2009 11:38 pm
Hi James, how are the girls?
http://mrsskint.blogs.iva.co.uk/ 'Our Story'


Nil carborundum illegitimi
 
 

Cath

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Post by Cath » Fri Nov 27, 2009 11:39 pm
Welcome back, I'm quite new here....I don't think you have to be a forum 'expert' for members to listen to your advice, you have been there and know what it's like xxx
7 year IVA completed in December 2016 - there is light at the end of that tunnel
 
 

james.c

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Post by james.c » Fri Nov 27, 2009 11:40 pm
the girls are brillant, anabelle as been in hospitail 7 times this year, but for last 3 months been ok.

They are either fighting or laughing together

ps i had the snip 2 days ago
 
 

james.c

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Post by james.c » Fri Nov 27, 2009 11:42 pm
yeah your right cath without a doubt.

But it was something i wanted to get my teeth in to, to stop people worrying like i did and help them out, since the iva forumn gave me so much help
 
 

Lisa2009

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Post by Lisa2009 » Fri Nov 27, 2009 11:46 pm
Well done James!!

Hug them both for me please xx
http://mrsskint.blogs.iva.co.uk/ 'Our Story'


Nil carborundum illegitimi
 
 

Cath

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Post by Cath » Fri Nov 27, 2009 11:47 pm
I know what you mean, the forum has been my lifeline. My hubby had the snip years ago.....milked it to death for a week or so!
7 year IVA completed in December 2016 - there is light at the end of that tunnel
 
 

james.c

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Post by james.c » Fri Nov 27, 2009 11:52 pm
i only milked it for 2 days
 
 

Lisa2009

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Post by Lisa2009 » Fri Nov 27, 2009 11:52 pm
James, Cath is right. You dont have to be a forum expert to do your bit xx
http://mrsskint.blogs.iva.co.uk/ 'Our Story'


Nil carborundum illegitimi
 
 

MelanieGiles

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Post by MelanieGiles » Sat Nov 28, 2009 1:38 am
Can we have some new photos please James?
Regards, Melanie Giles, Insolvency Practitioner
 
 

Shining

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Post by Shining » Sat Nov 28, 2009 5:56 am
Hi James be nice to see how the twins have changed? I have twin grandsons now 12 weeks old they are and absolutely gorgeous.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

james.c

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Post by james.c » Sat Nov 28, 2009 11:14 pm
ready for this, they are 22 months old, i will search through my old e-mails to find out how to send an up to date photo
 
 

Lisa2009

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Post by Lisa2009 » Sat Nov 28, 2009 11:22 pm
Wow! doesnt time fly? cant wait to see a pic x
http://mrsskint.blogs.iva.co.uk/ 'Our Story'


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MelanieGiles

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Post by MelanieGiles » Sun Nov 29, 2009 12:34 am
I can't believe it is that long since they were born James. They are positively little ladies now and not babies any more, Are they still in Shameless?
Regards, Melanie Giles, Insolvency Practitioner
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