I have just been discharged from bankruptcy and wondered if anyone could help me with a couple of things.
I am currently unemployed. Now I have been discharged, do I still have to tell my trustee when I (fingers crossed) get a job & will I have to pay towards my debts if I have a surplus of £100+?
What do I do if my creditors start to chase me again?
I am still obligated to co-operate with my trustee. What does this mean & how long do I have to co-operate for?
It's all quite confusing?
Thanks
Hi Liz21 and welcome to the forum, I unfortunately do not have the answers you're looking for but welcome you personally and reassure that someone who does have the answers will be along very soon.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
If you have been discharged from bankruptcy you no longer have to dislose details of your income to your Trustee - and creditors will not chase you as you are now discharged from your debts.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
I was discharged in October of last year and I literally cried with joy. Then I got a job the following week!
Its a wonderful feeling to have my wages to myself and not have to disclose spending to anyone and actually be able to save money and treat myself
I actually found B/R no where near as painful as I thought it would be and its nice to know I am free to get on with life with no restrictions
Nice to see you stressed1, so pleased that everything is working out ok for you and that you have a job.
Perhaps you should think of changing your name now?
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Hi Liz great news for you I guess now your debt free. have you a email contact I can email you with BR may be a possible option for me but wanted to find out from your experience what happens.
Hi markss, if you have a look at the blogs there are a few from people who have gone BR (including myself) and you'll be able to find a lot of information there.
If you have any questions about BR please post them and I'm sure we'll be able to help.
Great to hear you're doing so well Stressed1.....mmm a name change due I think [:)]
Marks - take Skippy's advice and read some blogs or post your questions.You'll find a lot of experienced posters here with BR knowledge, so we'll be able to help you I'm sure.