If your credit will allow, you can have a full bank account, but you must have any overdraft removed.
As Animaleyes says, the Co-op is recommended on here.
You must make sure the bank is not one of your creditors though.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
When I opened a new account they automatically gave me a modest overdraft limit. Do I really need to get it removed even I am not using it? I am worried that the bank will start asking question if I want it to be removed.
As long as the overdraft is not used on a regular basis there is no problem. Having a small buffer on your account will stop bounced DDs and charges in the event of something unforeseen.
We are with Halifax. We started off with a cashminder account and then after a year they gave us a Visa Electron card. In the 3 and half years we have had this card we have only found one place that won't accept it.
Its now time to start living and to make some some wonderful memories!
Read my blog at http://flow13.blogs.iva.co.uk/ 'Aiming for the finish line'
