I am entering into an iva, they have asked for copies of my husband's payslips and/or bank statements, he is refusing to give them to me as he says the debt is mine and incurred solely by me and he did not agree to me getting into any of it and he has not agreed to be any part of the iva where do I stand if I cannot provide this information
Its a shame your hubby is not being supportive, maybe he will given time. The only reason they want to see his details are to prove he is paying his fair share towards the household.
On saying that, I used to get "narked" at times when I had to provide my payslips but the company wouldn't talk to me about hubby's IVA...but thats another story [:D]
Which IVA company are you with? Hopefully Mel or one of the other professionals will advise you on what can be done. I'm sure you're not the first to be in this position and won't be the last, so hang on in there.
They cannot force him to provide pay slips,but if its a joint bank account then your husband really cant stop them asking to see them.
Agree though its a pity he's not being supportive.
Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
The important thing to stress to you husband is that he should not be asked to contribute to the IVA but in providing this information he will be proving that he is paying his fair share of household costs.
If he won't provide this evidence it may be difficult for the IP to get the support of creditors although there are ways to go about it. The easiest way, however, would be if hubby cooperated.
He will not be a party to the IVA and should not have to produce such evidence again.If he cooperates he should have the comfort that you have got your debts under control. The alternative isn't very attractive to either you or him.
Of course the words "his fair share of household expenses" is very much open to interpretaion and so you should feel comfortable with the advice that your IP gives you on this point.Fundamentally, you must be satisfied that you can afford the monthly contribution that is being proposed
