Hello, well we have begun the final 48hrs before our meeting on the 15th, had a number of last ditch attempts from a couple of creditors to get money, had one letter from Barclays (not nice) and a letter which stated it wasn't a demand for money but quite blatantly was ! Been reading all the articles I can, and trying to believe it will be positive. So scared we will have the proposal rejected and be left homeless and penniless, when I say it sound dramatic, but it is my biggest fear. Will try and post post decision.
Hi it's usual to feel like this so don't worry about that, I remember it well. Me saying don't worry won't probably help you but I'm saying it nonetheless!
Your IP will have prepared the best proposal and will want a positive result too, won't be long now so hang in there and come on here for support as often as you need, we're all rooting for you x
Be great to hear the decision as soon as you can x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
You will be worried and scared, that is only natural.
I'm sure everthing will be ok though and we'll be seeing a positive post on Thursday.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Best of luck with meeting and I hope it goes well for you.
As Lesley mentioned, your IP will only put forward the best proposal for you so fingers crossed.
Do keep posting and regardless of the outcome, we are all here to help and support you.
Good luck for the 15th, keep posting on here will help you to come to terms with it all, you will get all the help and advice possible, I did and still do.
All the best for your meeting. I'm sure everything will be fine, but I do know how you are feeling, my meeting is the 21st April and I am starting to get nervous.
Wishing you the very best of luck, I am sure you will be fine.
I am joining the gang my creditors meeting is 26th April and for the first time since I started this process I feel sick with nerves and each day as it gets closer it's getting worse.
Fingers Crossed for you [:D]
when you start thinking about your meeting just remember this,ip,s would not propose a iva if they thought it did,nt have a very good chance of being accepted good luck.
I'm now into my last 48 hours before the creditors meeting and i'm a little nervous.
Also only had 3 companies bombard me with calls and/or letters and that's Capital One, Barclays Partner Finance & Zebra Finance.
We even got a letter from Alliance & Leicester saying they were sorry that we were in dificulty and had had our IVA accepted (must have fortune tellers working for them) and that the account had been closed.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
