Just to let you know that our IVA was approved today!! Felt so sick all morning but got the call to say that with a few moderations, our IVA had been accepted. I can't explain the relief but I'm sure you understand!
Just want to say thanks again for the advice we have received from the forum and although I don't post much, I do read a lot of the threads and appreciate the support through this difficult time. I know it's not going to be an easy ride, but I do know that there is a (very small) light at the end of the tunnel!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk