The IVA company obviously has a duty to your creditors to make sure you're not trying to pull a fast one but you shouldn't have your account micro managed by them.
Make sure you speak to a few companies as some are 'tougher' than others. Tough isnt really a good word but some IVA companies have a more realistic view on what you need to live on than others!
don't panic - your I&E that is approved is yours to spend as you like - if you manage to save from one pot one month and from another the next - you can spend the money how you like - they will look to see that no additional income is received etc but you have nothing to worry about
Sharing from experiences of dealing with debt
There is a solution for everyone .... Just need to stay positive !
An IVA company does not check every payment out of your account. You will have allowances for most things and if you can save from that then great.
Some IP's ask for bank statements, some don't.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
