Good luck for today - we'll all be crossing everything for you - not easy to type this way I can tell you!
Best wishes,
Regards, Tina Shortland, Debt Advisory Manager for Melanie Giles at Debt Advice TV.
If you’re looking for effective debt related information, articles and news, then go now to our on-line advice service at www.debtadvicetv.com
If you’re ready to ask us for specific advice or help, then get in touch at www.call-me.debtadvicetv.com so you can start to free yourself from the stress and anxiety of overwhelming debt.
YYYYYYESSSSSSS! IVA accepted with minor modifications regarding fees but no payment increases. I am SO relieved.
Just want to say an absolutely massive thankyou to Claire Jackson, Melanie Nicholas, Angela Smith and of course Melanie Giles you have all been absolutely fantastic throughout, I really don't know what we'd have done if we hadn't found this forum. Thanks also to everyone who have given their time to answer questions I've posted. Well now is where the hard work starts but at last there's a light glimmering in the distance - it may be 6 years away (we proposed 6 years as NR were one of our creditors and as dividend was quite low knew they'd ask for it so we saved them the bother) but we can at least see it now.
Many thanks again to all involved I think we might just have a little celebratory drink tonight!
Last edited by justsurviving on Wed Jul 07, 2010 4:08 pm, edited 1 time in total.
That's great news - I'm on holiday at the moment so not really in touch with the office, so it is great to know that the forum is keeping me in touch with what is happening back at base. Very much look forward to working with you over the next few years.
Fantastic news - you did it! Have a good eening celebrating.
Regards, Tina Shortland, Debt Advisory Manager for Melanie Giles at Debt Advice TV.
If you’re looking for effective debt related information, articles and news, then go now to our on-line advice service at www.debtadvicetv.com
If you’re ready to ask us for specific advice or help, then get in touch at www.call-me.debtadvicetv.com so you can start to free yourself from the stress and anxiety of overwhelming debt.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Thanks for all the replies - still not really sunk in to be honest. Can't believe it. We've not really thought about it much over the last week or so as missus has been ill with a chest infection. The antibiotics seem to be working though, she's been for an interview for the long awaited deputy managers job today took her all her effort to get ready but it's done and dusted so who knows more good news may be on the way later in the week, fingers crossed but even if she didn't get I'm still smiling safe in the knowledge that 6 years time (possibly 7 with equity release clause) we'll be debt free. An excellent feeling and one that has given me a permanent smile, today at least.
I wouldn't be celebrating with football! It would be a cheap bottle of plonk!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
